SoFi Technologies, Inc. (SOFI) Stock Analysis
$SOFI · Financial Services · Financial - Credit Services · NASDAQ
SoFi Technologies (SOFI), a Financial - Credit Services company, is listed on NASDAQ, has a market capitalization of about $18.79B and trades at 29.9x trailing earnings.
Price
$14.55
Market cap
$18.79B
P/E ratio
29.9x
Dividend yield
—
About SoFi Technologies, Inc.
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking pla
How StockWorthy values SOFI
StockWorthy forecasts SoFi Technologies, Inc.'s revenue, operating profitability, reinvestment (capital expenditure, depreciation and working capital) and unlevered free cash flow, then discounts those cash flows using a normalized cost of capital built from SOFI's size, profitability and balance-sheet risk. Terminal growth is adjusted to reflect the company's mature growth profile rather than a fixed number. The model presents bear, base and bull scenarios, and every key assumption stays transparent and adjustable in the full StockWorthy analysis. Results are educational and not investment advice.
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