Terms of Service

Welcome to StockWorthy. By accessing or using our platform, you agree to be bound by these Terms of Service. Please read them carefully before using our services.

1. Educational Use Only

StockWorthy is an educational and informational tool. Our platform provides financial modeling, stock valuation estimates, and educational content designed to help users learn about investment analysis.

2. No Guarantees

We make no guarantees regarding the accuracy, completeness, reliability, or timeliness of any information provided through StockWorthy. Stock valuations are hypothetical estimates based on publicly available data and user-defined assumptions. Market conditions, company fundamentals, and other factors can change rapidly, and our estimates may not reflect current or future market conditions.

3. User Responsibility

By using StockWorthy, you acknowledge and agree that:

• You use the platform and its outputs entirely at your own risk
• You understand that all valuations are hypothetical and assumption-based
• You are solely responsible for your own investment decisions
• You will conduct your own research and consult qualified professionals before making financial decisions
• You will not hold StockWorthy liable for any losses resulting from decisions made using our platform

4. Subscription & Payments

Free and Premium Access

StockWorthy offers both free and premium subscription tiers. Free users have access to basic features with usage limits. Premium subscribers receive additional features and higher usage limits.

Billing and Renewals

Premium subscriptions are billed in advance on a recurring basis (monthly or annually, depending on your selection). Subscriptions automatically renew unless cancelled before the renewal date.

Cancellations

You may cancel your subscription at any time through your account settings or Stripe customer portal. Upon cancellation, you will retain access to premium features until the end of your current billing period.

Payment Processing

All payments are processed securely by Stripe. By subscribing, you agree to Stripe's terms of service.

5. Affiliate Disclosure

StockWorthy may participate in affiliate programs and earn commissions from partner or affiliate links. These affiliate relationships do not influence our valuations, analysis, or any content on the platform. All analysis is based solely on financial data and user-defined assumptions.

6. Limitation of Liability

To the maximum extent permitted by applicable law:

• StockWorthy and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages
• We are not responsible for any financial losses, investment losses, or other damages resulting from decisions made using our platform
• Our total liability for any claims arising from use of the service shall not exceed the amount you paid us in the past 12 months

7. Account Termination

We reserve the right to suspend or terminate your account if we determine, in our sole discretion, that you have:

• Violated these Terms of Service
• Engaged in fraudulent or abusive behavior
• Attempted to circumvent our security measures or usage limits
• Used the platform for any unlawful purpose

You may cancel your account at any time by contacting support or through your account settings.

8. Intellectual Property

All content, features, and functionality of StockWorthy, including but not limited to text, graphics, logos, and software, are the exclusive property of StockWorthy and are protected by copyright, trademark, and other intellectual property laws.

9. Changes to Terms

We may update these Terms of Service from time to time. We will notify you of any material changes by posting the new terms on this page and updating the "Last updated" date. Your continued use of StockWorthy after changes constitutes acceptance of the updated terms.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

11. Contact Us

If you have any questions about these Terms of Service, please contact us at:

support@stockworthy.com